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Category Archives: Marriage


So I have had several different people read our one-act play called The Switch. One person is the individual playing opposite me who is playing the reporter. He wanted to read the script before he agreed to take the part. He took the part. I guess that means he liked it? Three others read it as well.

One individual has a Master’s Degree in English, is a former journalist, and is a college professor in Connecticut. She is a college buddy of mine. We used to work at the local paper together as well. I trust her. She is very creative. She named her daughter Arcadia Cosette – Cosette being from Les Mis.     I think that is great. I always said if I had a daughter I would name her Cecily Teresa. Cecily from The Importance of Being Earnest  and Teresa being my maternal grandmother’s name and my Confirmation name. Now we kick around Brielle or Zoe (our lead character in our play) for a daughter’s name. Not that kids will come real soon if at all but who knows. I don’t have a crystal ball. In any case, my friend loved it. She thought the dialogue flowed.

A second individual who I went to high school with also thought it was good work. He graduated a year before me and is a screenplay writer. He actually has a meeting in Los Angeles next week with executives for his screenplay. I can’t even imagine to begin to know what he is feeling. That’s awesome! He is a horror guru. When he read the play, he said playfully that we should have one character kill the other  and typed in a “LOL.”   He said the hubby and I did good work.

The last person I sent it to you is a long time friend as well. He is a member of SAG and does a lot of work in the NJ/NYC area. He actually said it was very wordy, said there was a lack of contractions, and said the dialogue sounds like they took a conversation course. Can characters actually be too intellectual when they speak? Does an intellectual conversation mean it’s not realistic? I mean when I told my friend from Connecticut she said that psychopaths usually speak very intellectually and asked if I ever heard Bundy talk. While I appreciate my SAG friend’s feedback, I kinda disagree. But hey who am I? Who is my husband? I am just a girl from Prospect Park, NJ and he is just a guy from Pawnee, IL. Is everyone going to like it? No, probably not. I hope whoever comes and sees it at least has the backbone to dissect it after seeing it, ya know? This is only our first work. If it is an immediate crowd pleaser, great. If it’s not, will it bother me a little bit? Yes. Will I get over it and move on? Yes. Nothing is going to break my stride. How many times did Eminem choke on stage? How many times was he booed off stage?

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Today is a GREAT football day! My husband’s team, the Bears, are on at 1 p.m., then the Jets at 4:15 p.m. and then my boys are on at 8:20 p.m. I just love when they play at night. *CAN YOU HEAR THE SARCASM COMING OUT OF MY MOUTH?* I get to go to bed aggravated some times. Just lovely. It’s the Manning Bowl II! Lets go Big Blue!

We are just about caught up on the journey or at least we will be fairly caught up after this post. In any case, when I finished the summer semester I think my nerves got the best of me. I wasn’t sure I was ready to do my pre-professional field (one day a week internship) come September. It was bothering me that I was still on unemployment and didn’t have a job. I have this thing about having to contribute to the bill paying. While I am on unemployment, I don’t really consider that “contributing.” With  everything going on with this HORRIBLE governor, I didn’t think there was any way I would get a teaching job come September 2011. At the same time, I was  doing public relations (still am) for a murder mystery group we are a part of. I like doing that. Anything writing related, I love. My first love will ALWAYS be writing, not teaching. My husband said that if I see a job in the paper that I can see myself doing for a long time to submit but not to just submit to anything. I submitted two resumes and never heard anything. I told my husband that was a sign. If I were to get called and hired somewhere, it was meant to be. If not, then it wasn’t and I was meant to stay in school.  At first I was so conflicted as to whether to mail out the first resume. It was for a PR job at a college. I needed an objective opinion so I emailed a friend of mine from Connecticut that I went to college with who has the same passion for writing that I do. We used to work at the local paper together.

I needed some sound objective advice from someone removed from the situation. I explained I had two semesters and two classes left plus the one day a week internship for September. I would be doing my full internship 5 days a week during the Spring semester Jan 2011-May 2011. Heres what was going on in my head in more detail. I had been on unemployment since November 2008. I was tired of not working. Besides working out during the day, I was bored out of my mind and basically found myself doing house wife things – so not me. I don’t know how some women stay home all day. The education program at Kean doesn’t want you working when doing your internship. In the middle of September, the claim I had for unemployment was going to expire. I would start another tier of benefits. The problem was I did not know how much money I would be getting at that point every two weeks but it was believed to be less than what I was currently getting. Our expenses have gone up because we had to get our second new car since the lease expired on our other car. My husband and I both have new Santa Fes. As I stated, my hubby told me if I could find a job that I really wanted to do and could see myself doing for a long time where the salary was good, to go for it. I was conflicted. I didn’t know what to do. Teaching was going to be a fall back position so that I had given myself options career wise with the current state of the economy. However, my love had always been for writing and PR. I love kids, don’t get me wrong, but the excitement I get when I write wasn’t there while I was thinking about it. I had the envelope with my resume, cover letter, and writing samples ready to go for the college PR job. I kept going back and forth whether to mail it or not. The reason I was conflicted was because I didn’t want people thinking I was a quitter in terms of school or that I couldn’t finish anything I start. That seemed to have been my pattern. Since the whole business fiasco, who knew what people would say. Everyone always has an opinion about other people’s business. Whether they tell you to your face is another story. Since losing my job in Nov 2008, I havent really been able to make up my mind about what the hell I wanted to do and I am 35 years old! I didn’t really get a chance to really assess what I wanted to do and really think about it because two months after I lost my job I lost my dad, my pet died, we had a bankruptcy and so on. Who would immediately have a clear head to make a good decision after all that? I was afraid to take a job in the writing/editing field because I have lost my job so many times because of the economy. BUT, if I stayed in school, I am accumulating loans with no guarantee of a teaching job come September which would cause me to look in the writing field anyway. Plus if I stayed in school, I was another year away from working. If I took a job and I lost it again, I was afraid I would be kicking myself for not finishing the program at Kean. I wanted to make the best decision for my family because of this horrible economy. Like I said earlier, I don’t know how much less money from unemployment I was going to get. I was not having any problems in school. I was just trying to figure out what the hell the best decision was for us. God gave me the answer because I did not get any phone calls from either resume I submitted.

I think all the above may have stemmed from fear about actually having to be in a real classroom now and being monitored by a cooperating teacher and supervisor. It wasn’t a mock classroom anymore. I didn’t know if I was ready for a real setting.


Since the phone wasn’t ringing when I was applying for teaching jobs through alternate route or any other job I applied for, I registered for classes at Kean University for the Fall September 2009 semester.  http://www.youtube.com/watch?v=GdpkFPKo1o4

I had not been in school for 10 years. I was never really good at school. I mean, grammar school my grades were very good but my academics sort of declined as I got older. When I graduated William Paterson University in 1999, my GPA was only a 2.52. I was too immature to be in college when I was there and I was also working almost 40 hours a week to help my mother pay bills. Now I get to do it all over again. I should mention that in July 2009, I taught Creative Writing to 6th, 7th, and 8th grade students from an urban district at William Paterson Summer Youth Camp.  I initially applied to William Paterson to get my certification. I read on the Board of Education site that a 2.75 GPA was required to get into any education program BUT if you graduated before 2004, you needed to have at least a 2.5 GPA. Apparently William Paterson was not aware of this, and did not accept me into their education program. I filed an appeal.  (I have to add that when I initially took the Praxis back in 2005 or so I looked into William Paterson’s Education Program and was told by the Assistant Dean at that time I would NEVER get accepted into any education program without going back to school and getting a different Bachelors degree to prove that I could have a better GPA. Really now?) This did not make any sense to me. I had the requirement because I graduated in 1999 and I just taught middle school kids there that summer. After I filed the appeal, I started looking into Kean. Kean accepted me immediately when I applied. The funny thing is way after I registered for 2 classes at Kean and got my books, William Paterson calls to tell me they reversed their decision and decided to take me. I laughed and said, “Sorry I am going to Kean.” Too bad so sad for William Paterson. They initially rejected me because of a GPA I had when I was 18, dealing with parents going through a divorce, and working 40 hours to help my mother? Not my loss. It’s theirs because I currently have a 3.784 GPA at Kean. Whose laughing now? After everything I have been through, it is so gratifying to prove people wrong. I know some of this sounds bitter but that is not my intent. It’s just, well, you get the idea.

Oh brother. Unbelievable. The Jersey Shore cast gets seats to the MTV VMAs. I’m not going to lie I do watch that show but all the perks they get annoys me. I mean I have a real life “situation” to discuss but people would rather see 20 somethings getting wasted and having sex. Sigh.


By the time Easter Sunday 2009 rolled around I still hadn’t really had the time to digest anything. I found myself crying more about my father and just really stressed and angry. Easter morning Melissa and Frank came over before we went to dinner with my mother. When they walked in, they had french vanilla coffee for me and regular coffee for my husband and themselves. They also had a little stuffed chickie with a card attached. They handed me the chick. I just thought it was a basic little Easter gift and Easter card. When I opened up the card, it was written as if Melissa’s and Frank’s unborn daughter had written it. At this time I was calling her G. The card called me auntie and asked if I wanted to be her Godmommy and she promised she would always be good and that she loved me. It was absolutely what I needed. I wanted to be this little girl’s Godmommy so bad! I was hoping I would get asked and I did. This couldn’t have come at a more perfect time. I love you Alexa Capri!


Sorry there was a lapse in time. I started classes. Today as a matter of fact was my first day interning at a local high school. I will elaborate on being back in college at a later time. Oh boy, I am definitely not used to getting out of bed at 5:10 a.m. The school’s first bell is at 7:20 a.m.

March 20, 2009 – Time for court! My husband and I arrived in a downtown urban area where the court was housed. We walked four blocks to the court building, took the elevator up, and entered the waiting room. The court was PACKED. It was like a sardine can in there. I couldn’t believe all the individuals there for the same reason. Since there wasn’t any room, we stood up against the wall near the entrance and waited for our attorney. When she arrived, she took us into the actual court area we were seated and waited for our case to be called. Supposedly the trustee we were assigned was a real hard ass. When our case number was called, the trustee asked if counsel was present. We approached the table and answered all his questions. He was actually very nice to us. My attorney was shocked at how well he treated us. We explained everything. He had a copy of our Quickbooks. It was very easy to see how much money we lost from this lemon. Listening to him read back our situation left a sour taste. We were sitting with him no more than 10 minutes. He concluded our meeting by saying, “I am assuming you wouldn’t be here if it had not been for this business, correct?” We answered, “correct” in unison. That was it. Our attorney bought us lunch and we left our future in the trustee’s hands. It was another waiting game.

In the next month and month and a half we received news on both fronts. My test scores had come in to ETS Testing Service and we received a letter in the mail from the district court. Nervously I logged into the test site. I clicked on test scores and up they came. WOO HOO! I passed! I got a 164. In order to get a Certificate of Eligibility, a score of 162 had to be obtained.  

When my husband got home from work we opened the letter from the Bankruptcy court – DISCHARGED! The feeling was unbelievable. It was like having an enormous weight lifted off our shoulders. Bye Bye Albatross! We craved a fresh start and now we were going to finally have the chance to get one. One can only watch The Secret so many times!

When I received my Certificate of Eligibility in English in the mail, I started to submit resumes for a Teacher of English position to various districts. I even submitted for Teacher Aide positions. I had two interviews for an Aide’s position out of the 30 something resumes I sent out. This is another situation one has to laugh at. I wonder if people even look at resumes before they call you in.

The Alternate Route path was not working out. A friend of my husband’s who is a principal told him for every position open, the district was receiving 200 resumes. He also said that when he received resumes he separated them into 3 piles – Experience, No experience, and Alternate Route. If someone was alternate route, he didn’t even bother with the resume. Apparently student teaching was a very important component to most districts. That prompted a discussion with my husband about applying to college and getting the certification the standard way. I hadn’t been in college since 1999. Now at 34 I was applying to go back.


I wanted an autopsy done on my father. That didn’t happen. According to my old singing teacher whose husband worked in the FBI, if there is a death in the house when no one is at home, it’s the law to have an autopsy. Everyone including paramedics and the town police assumed it was heart related. I know he was having pains in his legs and started taking medication for it. It could have been a mix of meds, it could have been an aneurysm, it could have been a blood clot in his leg that spread, the stent could have closed, or it could have been something else. The very last time my father was in the hospital he had a blood transfusion. He told us the doctors said he needed iron tablets. A blood transfusion for a heart patient? I still don’t believe it to this day. I think everyone thinks I am a ball full of nerves and there was more to this story that I wasn’t privy too. The funny thing is everyone is so wrong. Especially these days. It honestly annoys me sometimes when people think they know me when they really don’t. When someone starts spending 24/7 with me like my husband does or if someone has been friends with me as long as some people in my life have, then you have the right to say you know me. Until then, you don’t anything about me.

In my father’s will he specified he didn’t want a viewing or funeral. He just wanted to be cremated. I think he didn’t want his family to have to emotionally suffer. His wishes weren’t honored. Our family was talked into a memorial service and private family only viewing in Ridgewood. Each one week after another. This whole thing lasted two weeks between the viewing and the memorial. The day of the viewing my brothers and I wore our Giants jerseys for our dad. He was in a coffin with a Giants t-shirt and sweats. Makes me laugh.  We always joked that we wanted to be buried in our Giants jerseys. That was one of the hardest things in my life I have ever had to see.

Sons and daughters of my father’s friends came to the memorial service the following week with posters and sayings my father said. My father coached football so all his old players came. Someone made a photo collage on their computer. Others made poster board collages of pictures of my dad. Some were with his friends, some with me, some with my brothers, some with my stepmother, and some with my husband and I. Replaying over and over again on the computer collage was I Will Remember You by Sara McLaughlin. That killed me. I was hysterically crying. As the night went on, there was a line out the door and around the block of people coming to pay their respects to my father and the family. It was incredible. I couldn’t believe the outpour of people and love.

I just wanted all this to be over. I still had the Praxis exam to take in March. My husband and I still had the bankruptcy to deal with. How was I going to handle all of this when I just lost my father? This was still a shock to my system. It’s still a shock even to this day. As the days followed, I said after losing a parent, how much worse does it get. From now on, everything was going to be weighed on a scale from 1 to 10 with 10 being my father dying. And so continued the domino effect.

Two weeks later my pet bird who was still having a little bit of trouble after being seen by the vet months ago didn’t seem right. When we were getting ready to go to bed, she was able to climb to the top of her cage to what we called her “sleep cup.” We covered her and went to bed. The next morning when we woke up, our bird heard us. To get us to uncover her, she always played what my husband and I called “bat bird.” She would flip herself over and flap her wings real hard. I was happy to see she was able to do that after the symptoms she was showing the night before. I uncovered her and when she flipped herself back up on her cup, she was teetering back and forth. I put my finger in the cage. She hopped up on it. The minute I had her out, she collapsed and died in my hand. She wanted her mother. She wanted me to be there. It was heart wrenching. First I lost my job. Next bankruptcy was decided, then my father died, and two weeks later my bird died in my hand. I thought for sure I was being cursed. Someone was giving me the evil eye. What else could it have been? Why was this happening to me? What did I do? Was this punishment for being greedy and having to have a business and wanting money? I had no answers. I honestly didn’t know how much more I could take. I should have read this prayer over again back then:

God grant me the serenity
to accept the things I cannot change;
courage to change the things I can;
and wisdom to know the difference.

Living one day at a time;
Enjoying one moment at a time;
Accepting hardships as the pathway to peace;
Taking, as He did, this sinful world
as it is, not as I would have it;
Trusting that He will make all things right
if I surrender to His Will;
That I may be reasonably happy in this life
and supremely happy with Him
Forever in the next.
Amen.

I think my faith may have been being tested.


After that phone call I was beyond livid. We went back up to the bank. I started raising my voice to “Barbara” and telling her what the Assistant Director of the SBA said. It was one of those “Uh Uh” moments. She reverted back to how the business isnt making any money. At that point, all I heard was noise – think of the teacher voice on Charlie Brown. That was a dead end obvioulsy.

Months passed and our financial situation got worse. We got a phone call from our realtor. She told us she had a local woman interested in the gym and wanted to know if I could drop her off an extra key and some paperwork. Unlike “Kevin” I  provided a REAL member number list. A little background on this prospective buyer – Think Jersey Shore (tv show) looking with a British accent, what guys would call a “bangin bod,” long nails polished, a lot of makeup, VERY rich and possibly an entire bottle of perfume.  We will call her “Lizzy.” Early on our attorney called her a “tire kicker” and that is exactly what she turned out to be. She kept us on the hook for nine months. Every phone call, whether we spoke to her or her husband, they wanted more and more information and more time. The last phone call we received from them they wanted us to wait longer because they wanted to refinance their house to get extra money for the purchase. Can you even believe it? People this is my life. You can’t make this up. WHY ME? She told us they needed two months and that they wanted us to hold membership steady at the number it was at which at that point I think was about 185 members. We held steady for the two months and never heard from them. Membership started declining even more again due to members losing their jobs or what have you. When we called to get a status update and told her we had the membership steady for two months and never heard from her and how membership declined more, there was dead silence on the other end of the phone. After the silence, she again asked us to wait longer. We gave her a deadline and said if we didn’t hear from her we would have to shut the gym down because we just couldn’t do it on our end anymore.

In addition to the stress of a failing business and a strained marriage, my father was in and out of the hospital from a heart attack, additional chest pains, getting a stent put in, and bleeding. Could it possibly have gotten any worse? It did. I had a pet cockatiel for 14 years. She fell off her perch and started twitching her head. We took her to the vet and the poor bird was a nervous wreck shaking. Not sure if you know anything about cockateils but they get very attached to their owners and don’t like being in strange places. The vet gave us antibiotics that had to be administered with an eye dropper like tool. I hate vets. No offense to any out there. It’s just I have friends that have many animals and every time they took their pets to vets, it wasn’t long after that the pets passed away. My bird was never 100% again but she was ok for a while.

“Lizzy”, my father, and my bird situations happened from the end of 2007 on through almost the end of 2008. Again I said it couldn’t get any worse. Yet another domino fell. On Novemebr 15, 2008 I received a phone call from my full-time job telling me they were laying people off due to the lack of work because of the floundering economy. ARE YOU KIDDING ME? This is happening again NOW?  While I was still working for the company, our department was taken over by a young woman, who honestly had no clue about what we did in this specific aspect. My old boss got a promotion and went to another department. A few times this new woman suggested stuff and it was like “uh yeah we already were doing that.” Anyone that is a woman and works for a woman knows how catty some of them can be especially if they feel threatened because you actually know more than they do and they are supposed to be the boss. In any case, I was once again being layed off in the midst of a failing business. Thank God for unemployment. It was at that time my husband and I had a long talk and said we had enough. That’s when we decided we weren’t waiting for the tire kicker anymore and to now more than ever get control over this.

On the same day I lost my job, I registered for the Praxis II Exam to become an English Teacher. My test was scheduled for a Saturday in March 2009. Years ago when I wasn’t really into the profession I took the test twice because I was working at the first company in another department where I was getting up at 3 a.m. and I needed to get out because it was killing me.  The two times I took the test I didn’t get the score I needed. When I took the test the first two times, I was still at that “I deserve- wooo is me” phase so I really didn’t care if I passed it or not.


Remember in the first several posts, I had mentioned leaving the new department of that one company to work part-time for my old boss? Well, thank God and what a blessing, but the company wanted to hire me full-time. I could still work from home but had to commute an hour+ or so north for meetings, training, or to make an appearance now and again in the office. That was the end of October 2007. This couldn’t have come at a better time. We were losing so much money from this fitness facility and needed the extra money. I had no desire to be at the business anymore. Membership was still dropping like flies, none of the women members were interested in helping out by having their friends join, “Devri” was still being “Devri” – a diva, complaining, self-fish etc. I HATED going there. I was depressed and felt like a fool. I blamed myself for all of this. Now with a full-time job, I had an even better excuse not to go there unless I just wanted to pop in and make an appearance or drop off supplies. Of course “Devri” didn’t approve of me, the owner, having a full-time job. It was okay for “Kevin” but not for me. Why would I want to go to a place that drove me into more of a depressed phase and recluse? If the business was thriving and I had employees and clients that actually cared about people other than themselves, I would have been there all the time. That wasn’t the case. My marriage was being strained because of our finances due to this horrible mistake and being taken advantage of by “Kevin” and crew. 

When I started working full-time, we put the business up for sale. We didn’t have the money that was needed to advertise consistently. We never had enough money to buy the business period but “Phil” was another one who was only worried about his pay day and not his novice clients. I’m not saying none of this is our fault because I could have handled myself differently after losing my job after the promotion and my husband could have stepped up and said we couldn’t do this; however that is not an excuse to be preyed on. We tried to make the best of the situation and tried to refinance our business loan that we received from “Phil’s” guy. We went to the local branch of the bank we received the loan from. When we discussed with one woman higher up in the branch, she had the ordacity to say to my husband and I, “How did you get this loan? You should have never been given it in the first place.” YA THINK? When we explained “Phil” and “Phil’s” connection, she made a call  to the branch where “Phil’s” guy worked to get his assistance. It turned out that the individual that got us the loan no longer worked for this one particular bank. Hmmmm You don’t say  . . . Maybe all his “friendly transactions” finally caught up to him.  She had us sit down with a woman in charge of Small Business loans. We will call her “Barbara.” When we explained the situation to “Barbara” she had the nerve to turn around and blame us! She told us we surrounded ourselves with the wrong people and why would they refinance a loan for a business that has negative income. UM maybe because you had a crook in your loan division that qualified us without any collateral to begin with? She told us the only way we could refinance the business loan was to default on it. Please someone out there tell me how that makes any sense. WHY would we default on a loan that is automatically withdrawn from our business checking account #1 and #2 Why would we lower our FICO scores? This made absolutely no sense to us. They wouldn’t take any responsibility. So we left. In the next couple of weeks we tried again. We tried to reason with her by telling her that we are people that stick to their commitments and want to pay our debts but need some assistance like a lower payment. SNAKE EYES! We backed “Barbara” into a corner, so what did she do now? She blamed SBA and said you cannot refinance a SBA loan. I told her we did not have a SBA loan because SBA said the particular gym we bought discriminated against men and didn’t allow loans for this purchase. She insisted we had a SBA loan. After that meeting, I called SBA. I spoke to the Assistant Director of SBA who searched every record in the SBA database. You ready for his reply? “Maam, you do not have a SBA loan. I don’t know who told you this but I hope you are documenting everything.” Oh my God it was getting worse.  I felt like “Kevin” was a dark cloud following us around puppeteering these people. The only thing we could do at that point was wait to see if maybe we could sell the business. In the meantime, we would pay down our business debts with the extra money coming in from my full-time job.   

There may be a second post tonight to continue. Keep following and checking back!


Had orientation today at Kean University for my upcoming one day a week internship. I got a GREAT Supervisor. He seems very cool, very laid back, and eager to help. THANK GOD! The last thing I needed was some stuffy suit! I am a nervous wreck as it is!

Back to “Rachel” and her husband’s lawsuit against “Kevin.” After heading towards a court date, “Rachel” and her husband
hired a private investigator to check on several of “Kevin’s” dealings. Turns out the couple that bought TWO gyms from “Kevin” were taken for over $400,000 on their deals. Same pattern as with all of us but thank GOD we didn’t spend that much money. There were also other issues as well that we weren’t privy to. The private invesigator tracked down all of “Kevin’s” former employees and looked into his back dealings. He was even looking into whether “Kevin” really had a baby son that died. Can you imagine if that was a lie and he used the same story with all of us? What an absolute DISGRACE! When it got back to “Kevin” about the hiring of the PI, he settled quickly with “Rachel” and her husband. The one thing that was thought about and that was being looked into with “Kevin” was why did he separate himself with so many layers on the gym businesses? The answer was to protect his license. IF he really was sending patients to the fitness facility for treatment as I had said in a few posts ago, he would have been in A LOT of trouble. Needless to say, the private investigator scared the hell out of him and the call to settle with “Rachel” and her husband was within a week them hiring the P.I. They got their deposit back and “Kevin” dropped his lawsuit against them for Breach of Contract. During all of this we contacted “Phil” because we thought about suing him too. Why didn’t he catch any of this? I don’t even think he looked at “Kevin’s” income tax returns.  It was obvious now why “Devri’s” accountant was against her buying the place. Her attitude through all this was not to get her involved because she would have a panic attack on the stand and that she didn’t know anything. COME ON! You worked for the guy all those years and you are gonna tell me you knew NOTHING? She probably did and used the panick attack as an excuse. Regardless of what she wanted, she would have been called if we had gone forward.

My husband and I obviously stopped going to “Kevin” in the chiropractic sense the minute we closed on the gym. After a while he sent us a “final” bill which was ridiculous. While the amount was small, he had given us a fixed rate at the office and then turned around and billed us for the balance. He also insisted that monies we got back from the insurance company were to be signed over to him. We tried to file a complaint with the Sheriff’s Department but he covered all his tracks and made the insurance fraud look legit.  The man is and always will be a crook and a snake. I don’t know who he had cooking his books but what a conartist and fraud. According to our second attorney we had no case with either situation. I’ll never understand that. He probably said that because he knew we didn’t have the money for a long drawn out court battle.

The whole situation with “Rachel” and her husband went on from about September 2006 through Novemebr 2007. We unfortuantely lost touch with them. I still have their contact information but I don’t know if they really want to hear from my husband and I. If they did, they probably would have contacted us.


Hello there world! Hope you had a great day! Had a work out with my trainer today and it was a butt kickin as always! Tomorrow I have orientation at Kean University for my preprofessional one day a week internship at a local high school starting Sept 8. I am hoping to have you all caught up by then! Now back to the journey. . .

Things started to spiral more and more out of control. As we spiraled, I found out “Rachel” and her husband were having issues of their own. It turns out their closing on one of “Kevin’s” gyms never happened.  Apparently “Kevin” pulled the same exact thing on them. In addition, he did the same thing to another couple who bought TWO of his gyms. Can you imagine buying two gyms from “Kevin” and being in double trouble? In case you haven’t figured it out, Kevin was not only a chiropracter, he had owned 5 or 6 of these women’s gyms. He pulled the same exact fraudulant scheme on every one of us – except “Rachel” and her husband were smart and savvy enough to check member numbers the day of the closing and not  close on the deal. On the day of “Rachel” and her husband’s closing, “Rachel’s” husband went into the gym without “Kevin’s” permission to check the membership numbers. Turns out same thing! There were about 30-35+ members less than “Kevin” had said! When “Rachel’s” husband called “Kevin,” “Kevin” tried to insist they couldn’t back out of the deal and he had no control over people deciding to drop their memberships yada yada yada. “Kevin” said he was going to sue them for breach of contract. What happened was “Kevin” FINALLY got caught. Up until now he thought he was this business genius that made all this money and would take advantage of people for greed, but the rat finally got caught cornered in the cage and he was squirming. That’s when the court case started. “Rachel” and her husband wanted their deposit back and any monies that were put into the gym prior to closing – i.e. lawyers fees etc. Of course “Kevin” was not going to give the money back. Are you kidding? “Rachel” and her husband countersued “Kevin.” “Kevin” tried to drag it out and negotiate but “Rachel” and her husband were determined to sue him for fraud. They tried to bring my husband and I in on it. We spoke to their attorney. We didn’t have the money it would cost to get involved so we said we just couldn’t do it. They said the case would be stronger with us involved and said we would be subpoenaed if we didn’t agree. We compromised and said we would write a letter stating what happened to us and there was no doubt what “Kevin” did to “Rachel” and her huband was definitely true. We explained everything in the letter – about the story he gave about his dead son, how we weren’t allowed in the gym at any time without him, the numbers being way off and so on. If only my husband and I went into the gym the morning of OUR closing and looked at the numbers, we wouldn’t be in the position we were in! And it only got worse . . .